Pet Insurance
Your pets are more than just animals—they’re family. And just like with any family member, their health and well-being are priceless. But when faced with unexpected veterinary bills, the financial burden can overshadow the care your furry friend deserves. This is where pet insurance steps in, offering enhanced peace of mind and ensuring that decisions about your pet’s care are based on love, not finances. Much like health insurance for people, pet insurance provides a safety net, but with fewer limitations, no networks, and the reassurance that you can always act in your pet's best interest.
After a comprehensive evaluation of many carrier's products for coverage terms, optional upgrades, price, and reputation, Landsman Insurance Services proudly recommends 
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Click Here for an instant no obligation quote. The New York Post rated Embrace as "Best Value" in 2024.
Things we LOVE about embrace:
Embrace offers a range of annual deductible options up to $1,000, allowing you to tailor your plan to fit your budget. In contrast, some competitors, offer fewer deductible choices, limiting your ability to customize your plan. An annual deductible means you pay one set amount each year before coverage begins—no matter how many claims you file. In contrast, a per occurrence deductible resets with each new claim, so you could end up paying more out-of-pocket if your pet needs care multiple times in a year. An annual deductible offers better predictability and value for active or accident-prone pets.
While many insurers only cover dental accidents, Embrace includes coverage for dental illnesses up to $1,000 per year. This is a significant advantage over other providers which often exclude dental illnesses from their policies.
Embrace covers hereditary, genetic, and breed-specific conditions at no extra cost. Many insurers limit or exclude these entirely, but Embrace includes them as part of your standard accident and illness policy.
Many pet insurance plans exclude the cost of vet exam fees, which can add up quickly—often $100 to $200 per visit. Embrace stands out by offering optional coverage that reimburses these fees, helping you avoid surprise expenses and making routine or emergency visits more affordable.
Every Embrace policy includes access to PawSupport, a 24/7 pet health line staffed by veterinary professionals. This service offers immediate support for health concerns, a feature not commonly included by other insurers.
Embrace has no networks. You customize your policy, and you choose your vet. Visit any licensed doctor or emergency practice in the country.
Embrace covers pets involved in working, law enforcement, and guarding activities, provided you inform them at enrollment or when your pet begins such activities. This coverage is not always offered by other insurers.
Embrace provides accident-only coverage for pets aged 15 years and older, ensuring that senior pets can still receive protection. Many other insurers, including Healthy Paws, have age restrictions that limit coverage options for older pets.
Embrace allows you to submit claims throughout your policy term and up to 60 days after renewal, providing ample time to manage paperwork. In comparison, other companies have shorter claim submission windows.
Embrace offers a discount of 10% for multi-pet households and 5% for current and ex-military personnel.
