Auto and Home Owners Insurance

Bespoke Solutions, Just for You.

Liability Protection
Covers injuries or damage you cause to others in an accident—required in most states.
Collision Coverage
Helps pay to repair or replace your vehicle if it's damaged in a crash, no matter who’s at fault.
Comprehensive Coverage
Protects against theft, vandalism, weather damage, accidents with animals, and other non-collision events
Comprehensive Coverage

Keeps you protected if you’re hit by a driver with little or no insurance.
Medical Payments / PIP
Helps cover medical expenses for you and your passengers after an accident.
Rideshare & Delivery App Coverage

Driving for apps like Uber, Lyft, DoorDash, or Instacart? Standard auto insurance may leave gaps when you're working. This coverage extension fills in those gaps—protecting you while you're waiting for a request, en route to a pickup, or making deliveries—so you're fully covered on and off the clock.

Dwelling Coverage
Covers the structure of your home—walls, roof, and built-in appliances—if damaged by fire, storms, or other covered events.
Other Structures
Protects detached structures on your property like garages, sheds, and fences.
Personal Property
Covers your belongings—furniture, electronics, clothing—if they’re damaged, stolen, or destroyed.
Loss of Use
Covers extra living expenses if you can’t stay in your home due to a covered loss.
Personal Liability
Covers you if someone is injured on your property or if you accidentally cause damage to someone else’s property.
Optional Earthquake Coverage

Standard homeowners insurance doesn’t cover earthquake damage—but this add-on can. Earthquake coverage helps repair or rebuild your home, replace damaged belongings, and even cover temporary housing if a quake leaves your home unlivable. It’s essential protection, especially if you live in an area prone to seismic activity.